The question we get asked time and time again is why should I use a Broker?

• They provide professional and independent advice on all types of insurance;
• Brokers are regulated by the Financial Conduct Authority (FCA) to ensure they deal with customers competently and fairly;
• They put the interests of their clients first;
• By using your Broker’s experience, they make sure they ask the right questions so you get the right type and level of cover at a competitive price:
• Brokers can secure exclusive deals that won’t be available on comparison sites.
• Brokers save your time by searching the market;
• If you are unfortunate enough to be involved in an accident or have a claim made against you they will deal with the claim on your behalf.

Although a Broker provides all the benefits listed above and more, the true value of using a Broker is never truly appreciated until something goes wrong!

Why should I use a Broker for my insurance when I can use a comparison site?

If you use a comparison site for your insurance you are responsible for making sure you answer all the questions correctly to ensure that you are suitably and correctly covered for your requirements. Should I protect my no claims discount? what excess should I choose? Do I really need a courtesy vehicle?? Legal Cover?? By using a Broker and their experience they can ensure that by discussing with you your requirements that any optional extras or cover not included is made clear and explained to you so you understand exactly the cover that you are purchasing.

For bespoke insurance requirements Brokers can find a specialist provider to again ensure that any essential items such as tools cover or personal sickness can be added to the policy.

Do I pay extra to use a Broker?

No, no additional fee will be charged. Brokers are paid a commission by the insurance provider for selling their products so you shouldn’t need to pay an additional fee on top of your premium.

Here at RMG Insurance not only can we give you the benefit of our combined experience of over 100 years when purchasing your insurance, we also give you the peace of mind that we are here at the end of the phone (we aim to answer within 3 rings, so no hold time!) should you have any queries or changes to make to your insurance. If you prefer to visit us in person and speak to one of our fully trained members of staff, we are open Monday to Friday 9-5 and also to make it more convenient for you we are open on a Saturday 9-12, not only that we also have customer parking!

RMG also has its own Claims Team and should you be unfortunate enough to be involved in an accident or any type of claim we are here to deal with it on your behalf. We can not only report the claim for you but can arrange repairers, hire/courtesy vehicles and we will fight your corner for you should there be any problems.